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State Farm® Insurance Agent

Fernando R. Ruiz

(305) 256-0227
17592 SW 137 Avenue
Miami, FL 33177-6426

Across from the Army Reserve base.

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


17592 SW 137 Avenue
Miami, FL 33177-6426


English, Spanish


Hello Florida and thank you for visiting the Fernando R. Ruiz Insurance Agency! We are here and open for business! As a multi-line agency, we offer Auto, Homeowners, Life and Health Insurance, along with many other products and services. So if you are in the market for any of these products, please call, e-mail or stop by our office. My staff and I will be glad to assist you with all your current and future insurance needs.

Who's Fernando? Well, I was born and raised in Miami, Florida. After graduating high school locally, I had the privilege of attending and graduating from the University of Miami. While at "The U" I was gifted enough to play baseball and had the distinct honor of going the the CWS in Omaha, Nebraska on two separate occasions. After baseball, I came to work at State Farm Insurance as an Adjuster in 1998. While at State Farm I met my lovely wife and are proud parents of a beautiful young lady. I opened my doors in March 2006 and have been serving this community and the state of Florida since then.

Now that you know a little about me, I would love to get to know you as well. So contact our our office today!!

Serving State Farm Policyholders since 1998

University of Miami B.A.

University of Miami Baseball 1991 - 1994

Chairman's Circle Qualifier

President's Club Qualifier

Ambassador Travel Qualifier

Silver Scroll Recipient

Bronze Tablet Recipient

Legion of Honor Qualifier

Obtain an Auto Insurance quote 24 / 7

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

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Our mission is to meet the ever changing needs of our customers, aid in their recovery and insure their financial future for generations to come.

Lorra Shamblin

Office Representative

I joined Fernando R. Ruiz Insurance Agency in late 2021. While you will likely not see me in the office, I play a major role behind the scenes. You will likely receive e-mails and or text messages from me that are Customer Service related. It is my role to make sure you are provided with the most updated information regarding your insurance.


Nicole Garcia

Account Manager

Since joining Fernando's team in 2007, I have experienced personal growth alongside the Agency's expansion. Presently, I am responsible for overseeing the Citizens and Take-Out carrier responsibilities, as well as managing marketing efforts across Auto, Fire, and Business lines. If you have visited our office, chances are we have already interacted. If not, I invite you to stop by and discover how I can assist you.


Cristina Fiallo

Customer Service Representative


Max Mejido

Office Manager

Hello, my name is Max. I am a Miami native with over 20 years of insurance experience. I am licensed in Auto, Home, Business, and Life Insurance, and I am here to help you with any questions or discussions you may have about these products. Feel free to visit us at any time.


Maurin Enriquez

Customer Service Representative

I began my time here at Fernando R. Ruiz Insurance Agency in June of 2020. In my role, I am responsible for most customer service-related activities. From taking your payment to a change in your policy, I look forward to speaking with you and making your experience one to remember.


Carly Estevez

Office Representative

I have been working with State Farm Agent Fernando Ruiz for almost a year, and it has been a fantastic experience. As a college student, being able to work in this environment has been incredibly beneficial for me. My responsibilities include managing the office's online presence and overseeing various digital marketing programs for State Farm Insurance.