Life Insurance in and around Miami
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Your life insurance search is over
When you're young and a recent college graduate, you may think you should wait until you're older to get Life insurance. But it's a good time to start thinking about Life insurance to prepare for the unexpected.
Why Miami chooses State Farm
Coverage from State Farm helps you rest easy knowing your loved ones will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the many expenses that come with financially supporting children, life insurance is definitely necessary for young families. Even if you're a stay-at-home parent, the costs of substituting before and after school care or daycare can be huge. For those who aren't parents, you may have debt that your partner will have to pay or want the peace of knowing your funeral is covered.
Did you know that there's now a life insurance option available that's perfect for a person who thought they couldn't qualify? It's called Guaranteed Issue Final Expense and it can really prove useful when it comes to supplement the financial options for final expenses like medical bills or funeral costs. Don't let these expenses weigh down your loved ones in the future - check out State Farm Guaranteed Issue Final expense from State Farm agent Fernando R. Ruiz for help with all your life insurance needs
Have more questions about Life insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.
Check out the Life Enhanced® mobile app
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Insurance and Financial products offered
Simple Insights®
Is life insurance worth it?
When deciding if life insurance is worth buying, start by looking at what's important to you and how you want to protect it.
Dip your toes in the water with our swimming and water safety tips
Swimming is a fun activity the whole family can enjoy. It also comes with risk and water safety should always be top of mind for you & your family.
What happens when term life insurance expires?
Understand your options before your level term life insurance policy becomes annually renewable causing your premiums to increase.
How to prepare for a divorce
Consider these divorce planning tips to help you be better prepared.
Fernando R. Ruiz
Fernando R Ruiz Ins Agcy Inc
Get a personalized life quote today
Fernando R. Ruiz
Fernando R Ruiz Ins Agcy Inc
Check out the Life Enhanced® mobile app
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.