Life Insurance in and around Miami
Insurance that helps life's moments move on
What are you waiting for?

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It's Never Too Soon For Life Insurance
When it comes to dependable life insurance, you have plenty of choices. Evaluating riders, coverage options, providers… it’s a lot, to say the least. But with State Farm, you won’t have to sort it out alone. State Farm Agent Fernando R. Ruiz is a person who is passionate about helping you generate a plan for your specific situation. You’ll have a straightforward experience to get economical coverage for all your life insurance needs.
Insurance that helps life's moments move on
What are you waiting for?

Life Insurance You Can Trust
But what coverage do you need, considering your situation and your loved ones? First, the type and amount of insurance you opt for should align with your current and future needs. Then you can consider the cost of a policy, which is determined by your age and your physical health. Other factors that may be considered include body weight and family medical history. State Farm Agent Fernando R. Ruiz can walk you through all these options and can help you determine what type of policy is appropriate.
Looking for a life insurance option that even those who thought they couldn't qualify could benefit from? Check out State Farm's Guaranteed Issue Final Expense. It can come in handy to cover final expenses, such as medical bills or funeral costs, without overwhelming your loved ones. Contact your local State Farm agent Fernando R. Ruiz and see how you can be there for your loved ones—no matter what.
Have More Questions About Life Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.
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Simple Insights®
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From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.
Life insurance vs annuities
Life insurance vs annuities
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Fernando R. Ruiz
State Farm® Insurance Agent
Simple Insights®
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.
Life insurance vs annuities
Life insurance vs annuities
Staying informed about how annuities and life insurance work makes it easier to come up with a financial roadmap that's tailored to your needs.