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Life Insurance in and around Miami

Would you like to create a personalized life quote?

Be There For Your Loved Ones

Do you know what funerals cost these days? Most people aren't aware that the typical cost of a funeral today is $8,500. That’s a heavy burden to carry when they are facing grief and pain. If your loved ones cannot come up with that much money, they may fall on hard times following your passing. With a life insurance policy from State Farm, your family can maintain their quality of life, even without your income. Whether it pays off debts, maintains a current standard of living or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones.

Coverage for your loved ones' sake

What are you waiting for?

Love Well With Life Insurance

Fortunately, State Farm offers numerous policy choices that can be modified to align with the needs of your family members and their unique situation. Agent Fernando R. Ruiz has the personal attention and service you're looking for to help you purchase coverage which can help your loved ones in the wake of loss.

State Farm offers a great option for someone who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can come in handy by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For help with all your life insurance needs, contact Fernando R. Ruiz, your local State Farm agent and see how you can be there for your loved ones—no matter what.

Have More Questions About Life Insurance?

Call Fernando R. at (305) 256-0227 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Reasons to buy life insurance

Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.

Irrevocable life insurance trust

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Profile photo of a State Farm Agent named: Fernando R. Ruiz

Fernando R. Ruiz

State Farm® Insurance Agent
Office Address:
17592 SW 137 Avenue
Miami, FL 33177-6426
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Fernando R. Ruiz

Fernando R. Ruiz

State Farm® Insurance Agent
Office Address:
17592 SW 137 Avenue
Miami, FL 33177-6426
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Reasons to buy life insurance

Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.

Irrevocable life insurance trust

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.