Life Insurance in and around Miami
Protection for those you care about
Now is the right time to think about life insurance

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It's Never Too Soon For Life Insurance
When you're young and your life is ahead of you, you may think Life insurance is only for when you get old. But it's a perfect time to start looking into Life insurance to prepare for the unexpected.
Protection for those you care about
Now is the right time to think about life insurance

Love Well With Life Insurance
Life can be just as unexpected when you're young as when you get older. That's why now could be a good time to get Life insurance and why State Farm offers multiple coverage options. Whether you're looking for level or flexible payments with coverage to last a lifetime or coverage for a specific time frame, State Farm can help you choose the right policy for you.
Did you know that there's now a life insurance option available that's perfect for someone who thought they couldn't qualify? It's called Guaranteed Issue Final Expense and it can really be helpful when it comes to supplement the financial options for final expenses like medical bills or funeral costs. Don't let these expenses be a burden on your loved ones in the future - check out State Farm Guaranteed Issue Final expense from State Farm agent Fernando R. Ruiz for help with all your life insurance needs
Have More Questions About Life Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.
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Simple Insights®
Tips for managing life insurance after divorce
Tips for managing life insurance after divorce
Not sure how a divorce will affect your life insurance policy? Consider these tips for managing your insurance policies after divorce.
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.

Fernando R. Ruiz
State Farm® Insurance Agent
Simple Insights®
Tips for managing life insurance after divorce
Tips for managing life insurance after divorce
Not sure how a divorce will affect your life insurance policy? Consider these tips for managing your insurance policies after divorce.
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.