Life Insurance in and around Miami
Get insured for what matters to you
Life happens. Don't wait.

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Your Life Insurance Search Is Over
Choosing life insurance coverage can be a lot to consider with many different options out there, but with State Farm, you can be sure to receive dependable compassionate service. State Farm understands that your end goal is to protect the people you're closest to.
Get insured for what matters to you
Life happens. Don't wait.

Life Insurance You Can Trust
But what coverage do you need, considering your situation and your loved ones? First, the type and amount of insurance you pick should correspond with your current and future needs. Then you can consider the cost of a policy, which is calculated using your current age and your health status. Other factors that may be considered include body weight and personal medical history. State Farm Agent Fernando R. Ruiz can walk you through all these options and can help you determine how much coverage is right for you.
To discover how State Farm can help protect your loved ones, reach out to Fernando R. Ruiz's office today!
Have More Questions About Life Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.
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- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Fernando R. Ruiz
State Farm® Insurance Agent
Simple Insights®
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.