Homeowners Insurance in and around Miami
Protect what's important from unplanned events.
Give your home an extra layer of protection with State Farm home insurance.
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Would you like to create a personalized homeowners quote?
Insure Your Home With State Farm's Homeowners Insurance
New home. New adventures. State Farm homeowners insurance. They go hand in hand. And not only can State Farm help protect your home in case of hailstorm or ice storm, but it can also be beneficial in certain legal cases. If someone were to hold you financially accountable if they had an accident on your property, the right homeowners insurance may be able to cover the cost.
Protect what's important from unplanned events.
Give your home an extra layer of protection with State Farm home insurance.
![](https://ephemera.mirus.io/cache/storage.googleapis.com/tintype.mirus.io/mx-static-shared-assets/master/86c092296a624b0a27f6a50ff8bd4e28e0aa3e51/img/line-of-business/desktop-compatible/homeowners1.webp)
Don't Sweat The Small Stuff, We've Got You Covered.
With this wonderful coverage, no wonder more homeowners prefer State Farm as their home insurance company over any other insurer. Agent Fernando R. Ruiz would love to help you choose the right level of coverage, just contact them to get started.
Let us handle the details of making sure your belongings stay safe with State Farm's reliable homeowners insurance. All you need to do to keep life going right is contact Fernando R. Ruiz today!
Have More Questions About Homeowners Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.
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Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
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![Profile photo of a State Farm Agent named: Fernando R. Ruiz](https://ephemera.mirus.io/imgr/250x0/https://ac2.st8fm.com/associate-photos/B/BFMB31YS000/formalColorFull.jpg)
Fernando R. Ruiz
State Farm® Insurance AgentSimple Insights®
Flooded basement? How to deal with common causes
Flooded basement? How to deal with common causes
Wet basement problems can cost you thousands of dollars. Here are steps to help identify the source of the water and ways to minimize your risk.
Plumbing maintenance tips
Plumbing maintenance tips
Home plumbing problems can cause major damage. Performing a home plumbing checkup regularly can help to avoid plumbing issues. Read more tips.