Homeowners Insurance in and around Miami
Protect what's important from catastrophe.
The key to great homeowners insurance.

Would you like to create a personalized homeowners quote?
There’s No Place Like Home
Your home is a special place. You need homeowners coverage to keep it safe! You’ll get that with homeowners insurance from State Farm, the trusted name for homeowners insurance. State Farm Agent Fernando R. Ruiz is your reliable authority who can offer an insurance policy adjusted to fit your specific needs.
Protect what's important from catastrophe.
The key to great homeowners insurance.

Agent Fernando R. Ruiz, At Your Service
Fernando R. Ruiz will help you feel right at home by getting you set up with great insurance that fits your needs. State Farm's coverage for your home not only covers the structure of your home, but can also protect treasured items like your mementos.
Whether you're prepared for it or not, the unpredictable can happen. But with State Farm, you're always prepared, so you can sleep well knowing that your belongings are covered. Additionally, if you also insure your vehicle, you could bundle and save! Contact agent Fernando R. Ruiz today to go over your options.
Have More Questions About Homeowners Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
DIY pest management & wildlife control tips
DIY pest management & wildlife control tips
Mole, ground squirrels, and various other pesky critters can be difficult to get rid of. We have tips for rodent removal.
Reduce your home’s carbon footprint with solutions for a more sustainable home
Reduce your home’s carbon footprint with solutions for a more sustainable home
State Farm teams up with WattBuy to calculate your home carbon footprint and find renewable energy options in your area.

Fernando R. Ruiz
State Farm® Insurance AgentSimple Insights®
DIY pest management & wildlife control tips
DIY pest management & wildlife control tips
Mole, ground squirrels, and various other pesky critters can be difficult to get rid of. We have tips for rodent removal.
Reduce your home’s carbon footprint with solutions for a more sustainable home
Reduce your home’s carbon footprint with solutions for a more sustainable home
State Farm teams up with WattBuy to calculate your home carbon footprint and find renewable energy options in your area.