Homeowners Insurance in and around Miami
Protect what's important from disaster.
Give your home an extra layer of protection with State Farm home insurance.

Would you like to create a personalized homeowners quote?
Home Sweet Home Starts With State Farm
Your house isn't a home unless you're insured by State Farm. This great, secure homeowners insurance will help you protect what you value most.
Protect what's important from disaster.
Give your home an extra layer of protection with State Farm home insurance.

Why Homeowners In Miami Choose State Farm
Agent Fernando R. Ruiz has got you, your home, and your keepsakes covered with State Farm's homeowners insurance. You can call or go online today to get a move on developing a policy that fits your needs.
Your home is important, but unfortunately, the unanticipated circumstance can happen. That's why you need State Farm's homeowners insurance. Plus, if you need some more air space, our bundle and save option could be right for you. Fernando R. Ruiz can help you put together the right home policy!
Have More Questions About Homeowners Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Buying modern manufactured homes
Buying modern manufactured homes
Buying a manufactured or modular home can be a confusing process, but using this guide from State Farm® can help decipher some of the mystery.
Create a fire escape plan today!
Create a fire escape plan today!
Make a home fire evacuation plan to be better prepared in case of a fire. Teach your kids how to avoid smoke inhalation, escape to safety & understand fire hazards.

Fernando R. Ruiz
State Farm® Insurance AgentSimple Insights®
Buying modern manufactured homes
Buying modern manufactured homes
Buying a manufactured or modular home can be a confusing process, but using this guide from State Farm® can help decipher some of the mystery.
Create a fire escape plan today!
Create a fire escape plan today!
Make a home fire evacuation plan to be better prepared in case of a fire. Teach your kids how to avoid smoke inhalation, escape to safety & understand fire hazards.