Homeowners Insurance in and around Miami
Homeowners of Miami, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
Home Is Where Your Heart Is
After a stressful day at work, there’s nothing better than coming home. Home is where you rest, unwind and take it easy. It’s where you build a life with the ones you love.
Homeowners of Miami, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Agent Fernando R. Ruiz, At Your Service
Your home is the cornerstone for the life you are building. That’s why you need State Farm homeowners insurance, just in case trouble finds you. Agent Fernando R. Ruiz can roll out the welcome mat to help generate a plan for your particular situation. You’ll feel right at home with Agent Fernando R. Ruiz, with a hassle-free experience to get reliable coverage for your homeowner insurance needs. Customizable care and service like this is what sets State Farm apart from the rest. Home can be a sweet place to live with State Farm homeowners insurance.
Don’t let worries about your home stress you out! Contact State Farm Agent Fernando R. Ruiz today and discover the advantages of State Farm homeowners insurance.
Have More Questions About Homeowners Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Weathering the storm: essential tips for hurricane preparedness
Weathering the storm: essential tips for hurricane preparedness
Actions you can take to help protect your family, home and property when preparing for a hurricane.
Surprising household hazards
Surprising household hazards
Some household safety risks may surprise you and knowing a few of the culprits is important to help prevent accidents in your home.

Fernando R. Ruiz
State Farm® Insurance AgentSimple Insights®
Weathering the storm: essential tips for hurricane preparedness
Weathering the storm: essential tips for hurricane preparedness
Actions you can take to help protect your family, home and property when preparing for a hurricane.
Surprising household hazards
Surprising household hazards
Some household safety risks may surprise you and knowing a few of the culprits is important to help prevent accidents in your home.