Insurance in and around Miami
Protect the life you've built
Customizable coverage based on your needs

Would you like to create a personalized quote?
Find The Insurance Coverages You Need At State Farm.
Help protect what's important to you - your loved ones, belongings, etc. - with the fantastic insurance that State Farm offers. Agent Fernando R. Ruiz can help you set-up a Personalized Price Plan® that's right for you. And don't forget to ask about the safe driving rewards, bundling options and discounts!
Protect the life you've built
Customizable coverage based on your needs

We’re There When You Need Us Most
But your automobile is just one of the many insurance products where State Farm and Fernando R. Ruiz can help. House, condo, or apartment, if it’s your home, it deserves State Farm protection. And for the unexpected. Securing your family’s financial future can be a major concern. Let us ease that burden. With a range of products, cost structures, and unmatched financial strength, State Farm Life Insurance is a smart choice and a great value.
Simple Insights®
How to jump start a car
How to jump start a car
Jumping a car battery can be a handy skill should you or a friend need a restart. Check out this guide on the basics of how to jump start a car.
Reporting a boating accident
Reporting a boating accident
Reporting a boating accident is required by law if the accident results in death, serious injuries or disappearances. Learn more about the steps and requirements for reporting an accident.

Fernando R. Ruiz
State Farm® Insurance AgentSimple Insights®
How to jump start a car
How to jump start a car
Jumping a car battery can be a handy skill should you or a friend need a restart. Check out this guide on the basics of how to jump start a car.
Reporting a boating accident
Reporting a boating accident
Reporting a boating accident is required by law if the accident results in death, serious injuries or disappearances. Learn more about the steps and requirements for reporting an accident.