Insurance in and around Miami
Multiple ways to help keep more of your hard-earned dollars
Customizable coverage based on your needs
![](https://ephemera.mirus.io/cache/storage.googleapis.com/tintype.mirus.io/mx-static-shared-assets/master/86c092296a624b0a27f6a50ff8bd4e28e0aa3e51/img/line-of-business/mobile-compatible/general3.webp)
Would you like to create a personalized quote?
Celebrating 100 Years Of Good Neighboring
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, shape your coverage to meet your distinct needs. Contact Fernando R. Ruiz for a Personalized Price Plan.
Multiple ways to help keep more of your hard-earned dollars
Customizable coverage based on your needs
![](https://ephemera.mirus.io/cache/storage.googleapis.com/tintype.mirus.io/mx-static-shared-assets/master/86c092296a624b0a27f6a50ff8bd4e28e0aa3e51/img/line-of-business/desktop-compatible/general1.webp)
Got An Objective In Mind? Let Us Help You Get There
Need Life, RV, Motorcycle, Pet insurance or all four? Those are just a few of the fantastic options that State Farm can provide. State Farm is a smart choice for a great value, and one you don't want to miss.
Simple Insights®
Life insurance at every age
Life insurance at every age
If you're wondering when to get life insurance, there's no better time than today. Let's take a look at how your life insurance needs may differ by age.
How to prevent car theft
How to prevent car theft
Tips to help prevent car theft and auto break-ins, including car alarm, VIN etching, smart keys and more.
![Profile photo of a State Farm Agent named: Fernando R. Ruiz](https://ephemera.mirus.io/imgr/250x0/https://ac2.st8fm.com/associate-photos/B/BFMB31YS000/formalColorFull.jpg)
Fernando R. Ruiz
State Farm® Insurance AgentSimple Insights®
Life insurance at every age
Life insurance at every age
If you're wondering when to get life insurance, there's no better time than today. Let's take a look at how your life insurance needs may differ by age.
How to prevent car theft
How to prevent car theft
Tips to help prevent car theft and auto break-ins, including car alarm, VIN etching, smart keys and more.