Auto Insurance in and around Miami
The Miami area's top choice for car insurance
All roads lead to State Farm

Would you like to create a personalized auto quote?
Here When The Unexpected Arrives
With State Farm, you can have confidence that your auto coverage is reliable and dependable. With numerous savings programs including Multiple Automobiles and Claim-Free, State Farm aims for its customers to see plenty of savings. Not sure which savings options are applicable to you? Fernando R. Ruiz can work with you to get a good deal.
The Miami area's top choice for car insurance
All roads lead to State Farm

Great Coverage For Every Insurable Vehicle
With State Farm, get revved up for terrific auto coverage and savings options like liability coverage medical payments coverage, an older vehicle passive restraint safety feature discount Drive Safe & Save™, and more!
But the coverage doesn’t stop there. Did you know State Farm also covers dune buggies, ATVs, kayaks and go-carts?! With State Farm Agent Fernando R. Ruiz, a policy can be personalized for your assortment of vehicles as well as your situational needs to include options like rideshare insurance and car rental insurance.
Have More Questions About Auto Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.
Simple Insights®
What to do if your car has flood damage
What to do if your car has flood damage
If floodwaters partially or fully submerge your car, it can mean extensive damage and costly repairs. Here's what to do after the waters recede.
New vs. used car — calculate cost of ownership
New vs. used car — calculate cost of ownership
Purchase price is just one consideration - you should also weigh depreciation and other factors. Use this new car vs used car calculator to help decide what kind of car you can afford.

Fernando R. Ruiz
State Farm® Insurance AgentSimple Insights®
What to do if your car has flood damage
What to do if your car has flood damage
If floodwaters partially or fully submerge your car, it can mean extensive damage and costly repairs. Here's what to do after the waters recede.
New vs. used car — calculate cost of ownership
New vs. used car — calculate cost of ownership
Purchase price is just one consideration - you should also weigh depreciation and other factors. Use this new car vs used car calculator to help decide what kind of car you can afford.